Banks and other financial institutions across the world do not open on weekends, especially on Sundays. However, we are going to show you banks that operate on Sunday, just in case you need to visit for the few hours they will be open.
In the United States, Sundays are traditionally a day that banks in the country are closed. With millions of account holders banking with several financial institutions, there is a need for some banks to operate on a Sunday.
Some banks operate for a few hours on a Sunday and within these working hours, you can walk into a branch to complete an important transaction.
Even where I come from, banks don’t open on a Sunday and I believe is the same thing in your city. But, situations can arise anytime and account holders of an institution may need to complete a transaction.
Long before digital banking was introduced to the public, banks usually closed during the weekends. But it seems like online banking is not enough and banks have to open for a few hours on Saturdays and Sundays.
Why Banks are closed on Sundays
Banks are institutions that we trust to safeguard our finances. We always look out for reliable institutions that can offer us high interest rates, auto loans, mortgages, etc.
Banks usually operate on weekdays and not weekends. Within these weekdays, several transactions are completed in banks. During the work week, the banking hours are usually between 8:00 AM and 9:00 AM and close between 4:00 PM and 6:00 PM.
So why are banks closed on Sundays?
Banks close during the weekends to get more time to reconcile paper-based transactions that were initiated from Monday to Friday. Perhaps there is this one time you needed to process an important financial transaction then you arrived at your bank only to find it closed.
Banking today is not what it used to be decades ago. Mobile and online banking make it easier for account holders to access their funds and also complete transactions.
With online banking, you can easily access your funds and process important transactions anywhere, anytime. However, some transactions can only be processed in a branch and not online.
Weekends are not the days that banks are closed. Remember, banks also observe several holidays throughout the year. It could be Worker’s Day, National Day or any other holiday observed by banks.
Also Read: 20 Best Banks in the U.S in 2024
Banks and Credit Unions that Open on Sunday
If you are searching for “banks open on Sunday near me,” finding in-store branches of the bank is your best option. Institutions that have branches in supermarkets and retail stores are your options.
Walmart’s MoneyCentre, ShopRite, and Ralph are establishments that open on Sundays. If you need banking services on a Sunday when banks are closed, you can walk into ShopRite, Walmart MoneyCentre or Ralphs.
The opening hours for banks operating on a Sunday may vary based on location. Banks that open on Sunday usually work from morning hours to noon. Some banks operating on Sundays close by 2:00 PM or 5:00 PM.
Banking Hours of Some Banks that Open on a Sunday
Here are some of the banks that open on Sundays and their working hours.
| Bank | Sunday Working Hours |
| Bank of America: One of the largest banks in the United with an asset of over $3 trillion. | 10:00 AM to 2:00 PM or 3:00 PM (Some Locations) |
| Chase Bank: Also one of America’s largest banks with an asset of over $3 trillion. | 9:00 AM or 10:00 AM to 2:00 PM (In Some Branches in New York City and Lakewood New Jersey) |
| East West Bank | 10:00 AM to 2:00 PM or 3:00 PM (In Most East Coast Branches), 11:00 AM to 5:00 PM (In Most Branches on the West Coast) |
| Fifth Third Bank | 11:00 AM to 4:00 PM (Kroger Supermarket Locations) |
| PNC Bank | 9:00 AM to 3:00 PM (Supermarket Locations and Some Branches in Pittsburgh) |
| Huntington Bank | 10:00 AM to 3:00 PM (Giant Eagle Grocery Store & Pharmacy Locations) |
| Sterling National Bank | 9:00 AM to 2:00 PM (In Some Locations) |
| TD Bank | 11:00 AM to 3:00 PM |
| Valley Bank | 10:00 AM to 3:00 PM (In Some Locations) |
Sunday Bank Hours
Here are other banks that operate on Sundays.
- America Savings Bank operates between the hours of 9:00 AM and 1:00 PM on a Sunday. These are the banking hours for America Savings Bank branch locations in Hawaii.
- Next is the Armed Forces Bank which usually opens on a Sunday, but working hours vary based on branch locations.
- The Bank National Association also opens on a Sunday between the hours of 1:00 PM to 5:00 PM.
- Bank of Kirksville: Opens on a Sunday from 1:00 PM to 5:00 PM.
- Cumberland Valley National Bank: Opening hours on Sunday are from 1:00 PM to 5:00 PM.
- Wells Fargo: Several branch locations are open on Sunday from 10:00 AM to 3:00 PM or 10:00 AM to 4:00 PM.
- U.S. Bank: Several Ralph locations are usually open on Sundays from 10:00 AM to 2:00 PM.
Expect Banks to Open for Shorter Hours on Sundays
Do not expect your bank to work like normal weekdays on Sundays. Banking hours are usually between the hours of 8:00 AM or 9:00 AM and close between the hours of 4:00 PM and 6:00 PM.
If your bank decides to open on a Sunday, they will likely work for a few hours. Banks only work for long hours on weekdays. Saturdays or Sundays are just a few hours of work.
Now, most people may only be free on weekends to visit their bank. so the few hours banks have to work on a Saturday or Sunday may be congested.
Within a few hours, these banks will be open on weekends, and the staff of the institution may have to satisfy a large number of account holders.
To avoid any disappointment when visiting your bank during the few working hours on weekends, make sure you set up an appointment with a banker.
Saturdays and Sundays are not normal working days for banks, but if a bank decides to open on a Sunday, customers who are engaged on weekdays should take advantage of the opportunity.
Also Read: 10 Best Banks in Tennessee in 2024
Staff Hours
Every employee under the payroll of an establishment understands the importance of getting time off the job. Workers can get a day or a whole month off the job.
Anyone who works for hours on weekdays deserves some time off and bank staff are not exceptional. Banks do not work on Saturdays and Sundays because staff need some time off.
When we talk about the staff of a bank, we are talking about the manager, bank tellers, financial advisors, and security personnel. These are the individuals who work collectively at the bank to ensure customers get the best services.
They work for a couple of hours during weekdays and weekends are when they get time off. However, banks still make time to attend to customers on Sundays.
Transactions Still Delayed
Some banks in the United States open on a Sunday and anyone can walk into a bank to initiate important transactions. If your bank opens on a Sunday and you decide to walk into a branch to initiate a transaction like depositing a check, keep in mind that the process will not start on that day.
Why Sunday Is Not Considered a Normal Business Day
The week starts on a Sunday but it’s not considered a normal business day. Monday is the normal day for businesses that close during the weekends to resume.
Generally, it takes about three working days for a check deposit to clear. Do not expect the clock to start ticking if you initiate such a transaction on weekends, especially on a Sunday.
The transaction will only start processing during the next working day, which is likely on a Monday.
In the United States, many federal holidays are observed on Mondays and banks in the country do not consider such days as business days. During such holidays, it takes more days to start processing a check deposit.
Banking without a Branch
Over the years we have seen a massive improvement in banking technology. These days customers can easily initiate important transactions and the most interesting part of it all is that they don’t have to walk into the bank to get this done.
Technology has made banking easier. Today banks have mobile apps that allow customers to manage their accounts anywhere, anytime.
There are mobile banking apps today that come with interesting features. Some mobile banking apps come with an ATM locator and a unique program called Zelle.
With the introduction of online and mobile banking, customers can easily pay bills, transfer funds, and deposit checks remotely by taking pictures of the checks.
Withdrawing of cash can only be done at an ATM and that is why you have mobile banking apps these days with an ATM locator.
Observance of Religious Custom: Christianity
Millions of Christians around the world observe Sunday as a day of worship, so it will be a good thing not to work on Sundays.
This custom is mostly recognized in the northern hemisphere, where you can find businesses closed on a Sunday. Banks are also businesses that do recognize this custom and do not open on a Sunday.
However, not all banks are closed on a Sunday, as there are some banks that offer employees the option to work on weekends. They open for a few hours on a Sunday and attend to customers.
Also Read: 15 Best National Banks in America in 2024
Business Logistics
Banks usually consider the logistics of their operations as well as the operation cost of opening for a day. It’s important for a bank to calculate the return on investment it will receive for each business day.
Businesses are conducted during the five working days in a week. Banks must consider whether it’s worth the cost to stay open for a particular day in the five working days (from Monday to Friday) in a week.
The five working days in a week is when most businesses are conducted. People prefer to conduct business during weekdays and are less likely to do banking for both business purposes and personal finance during weekends.
Conclusion
In the United States, Sundays are traditionally a day that banks in the country are closed. With millions of account holders banking with several financial institutions, there is a need for some banks to operate on a Sunday.
Some banks operate for a few hours on a Sunday and within these working hours, you can walk into a branch to complete an important transaction.
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